汇总买房能够拿到的政府补贴，以便对号入座。

Suntide

**有不少买房的人不清楚自己是否可以拿到一些政府补贴，因此，在此摘录RevenueSA的一些信息，供大家参考。**

1. First Home Owner Grant (FHOG) 第一次购房补贴

顾名思义，此补贴是针对第一次购房者。当然，购房者最起码有一人必须拥有澳洲PR身份或New Zealand永久居民持有澳洲Special Category Visas的也可以申请。现在适用于二手房和新建房，但是从2014年7月1日起，购买二手房就不会有此补贴了。
所谓第一次购房，必须强调的是：如果配偶双方，一人已购有一房，另一人再购房就不算第一次购房了。
要申请此补贴，购买投资房也不在列。但有时为了申请贷款将第一套房作为投资房来定义，在settlement之后一年内，只要你再将其作为自己的主要住所并连续居住至少6个月，也可以申请此补贴。
判断是否能申请补贴的时间按照你签购房合同、或签定建房合同、或建房开始的日期来界定。

The First Home Owner Grant (FHOG) is paid by the State Government to eligible first home owners. The payment is made only after an application has been submitted to and approved by RevenueSA or a financial institution authorised by RevenueSA to process applications.

The FHOG applies to the purchase or construction of a residential property, including a house, flat, unit, townhouse or apartment that meets local planning standards anywhere in South Australia. The FHOG currently applies to both new and established homes, but will cease for established homes from 1 July 2014.

The residential property must be occupied as each applicants principal place of residence property for a continuous period of at least six months commencing within 12 months of date of settlement for contracts to purchase, or the date construction is completed for owner builders or contracts to build.

How much is the FHOG?

The amount of the FHOG payable is determined by the date the contract to purchase or build a home is entered into, or the date on which construction commenced for owner builders.

The table below outlines the current grants and concessions available:

New Homes*

	Up to
First Home Owner Grant (from 15 October 2012#)	$15 000
Housing Construction Grant (15 October 2012 to 30 June 2013#)	$8500
If you are purchasing an off-the-plan apartment that meets the required criteria, you may also be eligible for a Off-the-plan Concession (stamp duty)	$21 330

Established Homes

	Up to
First Home Owner Grant (22 November 2012 to 30 June 2014#)	$5000

2. Housing Construction Grant (HCG) 建房补贴

建房补贴最多可申请到$8500，任何人不管身份或是否第一次购房，只要你买的是新房或者即将要建的新房，房价不超过$450,000，都可以申请。对于第一次购房者可以申请FHOG的，如果也符合申请这个补贴的要求，那真是双重补贴，爽哉！

本来州政府的预算是这个补贴到今年6月30号的，但现在可以延长半年，到今年年底哦，购买新房的又可以观望半年了。

The Housing Construction Grant (HCG) is a grant of up to $8500, which is available to all home buyers who are purchasing or building a new home, (up to a market value of $450 000). For first home buyers, this is in addition to the First Home Owner Grant (FHOG).

As part of the State Budget 2013 handed down on 6 June 2013, the Treasurer announced that the Housing Construction Grant be extended for a further six months to 31 December 2013 (inclusive).

The HCG applies to:

• contracts to purchase a new home entered into between 15 October 2012 and 31 December 2013 (inclusive);
• comprehensive home building contracts for new homes entered into between 15 October 2012 and 31 December 2013 (inclusive) where the contract states that the building will be completed within 18 months of commencement or the building work is actually completed within 18 months of commencement;
• contracts for the purchase of a new home off-the-plan entered into between 15 October 2012 and 31 December 2013 (inclusive) where the contract states that the building work will be completed on or before 30 June 2015 or the building work is actually completed on or before 30 June 2015; and
• owner builders where construction of the new home commences on or after 15 October 2012 and before 1 January 2014.
  

The HCG is available to natural persons, companies and trusts. The new home may be intended for occupation as a place of residence or investment. Unlike the FHOG, the new home does not need to be resided in, nor does the applicant need to be an Australian citizen or permanent resident.There are no restrictions on the number of times a purchaser can apply for the HCG, regardless of whether a person purchases or builds a new home alone or together with others. Previous recipients of a FHOG are also entitled to the HCG. However, where the HCG has been paid in realtion to the purchase of a property, no further HCG can be paid in respect of that property, unless that previously paid HCG has been repaid.
How much is the HCG?A HCG of $8500 is available for new homes where the market value does not exceed $400 000, and phases out for new homes with a market value between $400 000 and $450 000 at a rate of $17 for every $100 in excess of $400 000.The table below outlines the maximum grant available in increments of $5000 increases over $400 000.

Market Value	HCG
Up to $400 000	$8500
$405 000	$7650
$410 000	$6800
$415 000	$5950
$420 000	$5100
$425 000	$4250
$430 000	$3400
$435 000	$2550
$440 000	$1700
$445 000	$850
$450 000 and above	Nil

好帖！ 顶楼主！ 8500 推迟到年底是好事，那15000和印花税补贴有时间限制吗

正需要呢，非常感谢！

todaytoday 发表于 2013-6-7 16:00
好帖！ 顶楼主！ 8500 推迟到年底是好事，那15000和印花税补贴有时间限制吗

$8500暂时没说期限；印花税补贴是针对特定区域的新建apartment，后来时间不够，我还没说到。过了这两天续上。

durui100 发表于 2013-6-7 19:25
正需要呢，非常感谢！

不客气，希望能有所帮助。

Suntide 发表于 2013-6-7 22:09
不客气，希望能有所帮助。

但是从2004年7月1日起，购买二手房就不会有此补贴了。

这个是2014，打错了

哈啤 发表于 2013-6-13 21:51
但是从2004年7月1日起，购买二手房就不会有此补贴了。

这个是2014，打错了

哦~ 谢谢！确实是打错了。
看来我潜意识里还想回到10年前啊，哈哈！

3. Off-the-plan Apartment Concession (期房公寓楼补贴)

这个是政府对印花税的减免或补贴，针对对象是：期房，而且是公寓楼，而且公寓楼必须是以下三处的公寓楼：
city以内 / Bowden Village / 45 Park, Gilberton

这个补贴情况具体如下：

• 合同于2012年5月31号与2014年6月30号之间签署；
• 市场价不超过$500,000.00
  

同时符合以上两种要求的，stamp duty全免；
如果，市场价超过$500,000.00，那么stamp duty会给你少收$21,330.00
如果，合同签于2014年7月1号至2016年6月30号期间，那么stamp duty concession根据工程进度会有不同程度的补贴。这个算法Revenue SA上面都有的。

这个贴个链接，以便大家方便参考。

http://www.revenuesa.sa.gov.au/stamps/sdofftheplan.html