请教，tax return 中 medicare levy 的问题

一不留神dou

举例说明我的问题吧~

我是PR， full time 工作，退税的时候 Medicare levy 交$850左右，没有surcharge.
是不是买了 private health insurance, 还是要交medicare levy? medicare levy的数额也没变化？

原来以为私人保可以避免medicare levy， 现在很混乱啦~

希望了解的人帮忙解答下~太感谢啦！

正确的理解是如果你的收入到了一定的程度你没有私人保险
你需要交纳更多的Medicare levy
在澳洲私人保险还是很有必要的
根据自己的年龄和身体合理安排

目前medicare涵盖的范围
http://www.medicareaustralia.gov.au/public/claims/what-cover.jsp
也就是说除了上面连接给的以外你都要自己出

What's not covered by Medicare?

Medicare does not cover such things as:

private patient hospital costs (for example, theatre fees or accommodation)
dental examinations and treatment (except specified items introduced for allied health services as part of the Chronic Disease Management (CDM) program
ambulance services
home nursing
physiotherapy, occupational therapy, speech therapy, eye therapy, chiropractic services, podiatry or psychology (except specified items introduced for allied health services as part of the Chronic Disease Management (CDM) program
acupuncture (unless part of a doctor's consultation)
glasses and contact lenses
hearing aids and other appliances
the cost of prostheses (except External Breast Prostheses covered by the External Breast Prostheses Reimbursement Program)
medicines (except for the subsidy on medicines covered by the Pharmaceutical Benefits Scheme)
medical and hospital costs incurred overseas
medical costs for which someone else is responsible (for example a compensation insurer, an employer, a government or government authority)
medical services which are not clinically necessary
surgery solely for cosmetic reasons
examinations for life insurance, superannuation or membership of a friendly society
eye therapy
You can arrange private health insurance to cover many of these services.

网站上找来的
顺便提下，公立医院相对私利医院一般要等很久

哦，很感谢楼上的回答~
你的意思是说 私人保险并不能替代medicare对吧？所以medicare levy 必须照交~
我买私人保险主要是从避税的角度出发的~我没进过医院，貌似从身体状况考虑medicare绝对够了~
收入没有超过7.7w, 看来还是没必要买私人保险~

每个人看问题的角度不同
有些人喜欢规避风险有些无所谓
看你自己了
举个很简单的例子，你知道一次救护车的费用是多少吗？

答案是700！