Houses are usually sold through real estate agents. They are listed with a price or offered for sale at auction.
Sellers and their agents arrange inspection times (often during the weekend) when anyone is welcome to turn up and look through the property. 'House hunters' are often seen touring around with a copy of The Advertiser newspaper, visiting 'open houses'.
On finding a property you like, it's usual to get a building inspection and a valuation; some people also get pest inspections to be certain there are no termite problems.
At the same time, you can make an offer on the house (or bid for the house in an auction).
You complete a form with the real estate agent and this is submitted to the seller. While offers are being considered, the property will remain on the market. You can make your offer 'conditional' on the event that your building inspector comes back with a satisfactory report.
If the offer is accepted by the seller, your offer is counter-signed, you are informed of the agreement and the contract becomes legally binding on both parties.
If your offer is conditional, you will still be able to withdraw it if your conditions are not met.
Otherwise, you are required to pay a 10% deposit. In South Australia there is a cooling-off period—a time in which you can change your mind and cancel the agreement—of two days.
If you change your mind on purchasing, you must inform the seller in writing for the return of your deposit. In some states the vendor may be entitled to retain 0.25% of that deposit, but in South Australia you will receive your full deposit.
The balance of the amount is paid on an agreed day—congratulations, you've bought your home in South Australia作者: mr_founder 时间: 9-3-2010 15:36
Buying at auction
When a real-estate agent or owner believes there are a number of people keen to buy their property, they might sell it at auction, where they will hope to fetch a higher price.
When buying at an auction, you must first register with the agent selling the property and obtain a bidder's number. You will need to show some form of identification, for example, a driver's licence.
Sellers usually set a 'reserve price' for the auction which they need to reach before they sell the house. This reserve price is usually not disclosed.
If you win an auction, you need to pay a 10% deposit immediately (usually by cheque). If you subsequently do not follow through on the deal, you risk losing that deposit.
For house ownership to be legally transferred to you, you will need to employ a conveyancer.
In other states, documentation must be completed by a solicitor and a conveyancer; in South Australia, you still require the services of a conveyancer but much of the paperwork is completed by the agent. This means solicitors are not required, and fewer costs are associated with the process.作者: bigw 时间: 9-3-2010 17:40
很实用的信息.
常说口说无凭,听别人讲来讲去,不如自己看到英文的官方解释更让人放心.作者: Mr.Property 时间: 9-3-2010 18:31
1）银行预批贷款
2）看房找房
3）出价还价：通常如果是for sale 的房, 中介会叫你递letter of offer, 如果拍卖的话你也可以探讨是否有机会在拍卖之前买下那房（有时拍卖前买下会更划算，看什么样的房）那如何出价呢？我有空会发个新贴子讨论。
4)如果出价被接受了，那就是签约，还定金。
看是不是auction的房，如是通常给10%deposit（可以negotiate), 如不是auction的话，那看房价，$10,000-30,000不等。通常$500,000一下的房我会给$10000-20000. 另注：deposit amount will have to depends how many potential buyers are competing with yourself in acquiring the property as well. the more deposit you put down, the better your position are when submitting letter of offer. A vendor would always love to see "Cash unconditional contract" and a large amount of deposit, if you are fulfilling the vendor conditions, it is more likely your offer will be accepted.
填写settlement days (成交期）也会造成你的出价会否被接受。 要看房东的意愿。 比如说啊： 你我同时出价买同一个房，房东开价400,000-420,000. （房东还说明了他卖房是为了买另一套房）；A出415,000, cash contract, 30天成交，按金$20,000. B出$420,000,subject to finance(就是说你还没搞定贷款），然后也给￥20，000，那如果给我是房东我会选择接受A的出价因为没风险我知道一定可以成交的几率更高，我想各位也明白了对伐啦？ 其实只要站在房东的角度看就会清晰得多，当然这一切都是通过与房产中介沟通才有结果地。
5）接下来你会有两天冷静期（cooling off period），如果是拍卖的房就没有因为拍卖是无条件购买的，如果您拍卖之前买下也是没有cooling off. 你可以利用这两天找个房屋结构公司检验房子，包括白蚁检验等，两天冷静期后，你就不得反悔了，然后叫定金。
6）接下来把你的购买合同叫给你的银行或mortgage broker,他们会交给银行有关部门审核合同，银行通常会派估价师去估价（贷款的一部分程序,这里就不多说了因为太长），长话短说银行没问题就会全批
7）你得连系一个过户师，也就是conveyancer.在南澳不一定要用上律师，过户师就可以。他们会帮你负责交接过程，包括计算印花税等相关杂费，通常是6% of total purchase price. 然后土地证转名等都是过户师的工作，买家如有一个高效率过户师是很重要得。
8）成交完毕后，当天就可以拿钥匙，然后搬家。 当然，搬家之前，最好把所有电啊，煤气啊，网络电话等utilities 都接好，可通过ONE CONNECT 一站式服务吧utilities 都弄好。