我是PR， full time 工作，退税的时候 Medicare levy 交$850左右，没有surcharge.
是不是买了 private health insurance, 还是要交medicare levy? medicare levy的数额也没变化？
原来以为私人保可以避免medicare levy， 现在很混乱啦~
希望了解的人帮忙解答下~太感谢啦！作者: zhan0112 时间: 25-1-2011 13:47
正确的理解是如果你的收入到了一定的程度你没有私人保险
你需要交纳更多的Medicare levy
在澳洲私人保险还是很有必要的
根据自己的年龄和身体合理安排作者: zhan0112 时间: 25-1-2011 13:51
目前medicare涵盖的范围 http://www.medicareaustralia.gov.au/public/claims/what-cover.jsp
也就是说除了上面连接给的以外你都要自己出作者: zhan0112 时间: 25-1-2011 13:58
What's not covered by Medicare?
Medicare does not cover such things as:
private patient hospital costs (for example, theatre fees or accommodation)
dental examinations and treatment (except specified items introduced for allied health services as part of the Chronic Disease Management (CDM) program
ambulance services
home nursing
physiotherapy, occupational therapy, speech therapy, eye therapy, chiropractic services, podiatry or psychology (except specified items introduced for allied health services as part of the Chronic Disease Management (CDM) program
acupuncture (unless part of a doctor's consultation)
glasses and contact lenses
hearing aids and other appliances
the cost of prostheses (except External Breast Prostheses covered by the External Breast Prostheses Reimbursement Program)
medicines (except for the subsidy on medicines covered by the Pharmaceutical Benefits Scheme)
medical and hospital costs incurred overseas
medical costs for which someone else is responsible (for example a compensation insurer, an employer, a government or government authority)
medical services which are not clinically necessary
surgery solely for cosmetic reasons
examinations for life insurance, superannuation or membership of a friendly society
eye therapy
You can arrange private health insurance to cover many of these services.